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What is a good
Mortgage Rate and how do the Interest Rates fluctuate?
Most people think
their home is the biggest purchase they will ever make, but in actuality,
their mortgage is the biggest purchase they will make. Over it's term,
you will probably pay more on the interest than than you paid for the
house. Saving a few fractions of a point on your interest rate can
save you a tremendous amount of money on your mortgage.
Mortgage
interest rates have fluctuated greatly the past 20 years. As a general
rule, when the economy is heating up and stock prices are rising, interest
rates tend to follow upward. In turn, as the economy cools off, interest
rates tend to drop. Today, rates are much lower than they were in the
mid-1980's and 90's. Most financial experts are predicting a rise in
interest rates within the next year or two.
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